Home Equity Loans
A Home Equity Loan is secured by the value of your home and generally comes with lower interest rates.    We offer competitive rates; low closing costs, low monthly payments - and your interest may also be tax deductible.   Check with your tax advisor to be sure.

Home Equity Lines of Credit
A Home Equity Line of Credit is a great way to finance those home improvements you've wanted to do or to finance a college education for your children.  And with an Albina Line of Credit, you've got a reusable source of cash that you can use for whatever you need.  With competitive rates, no closing costs, up to a 85% loan to value - this option may work best for you.  Interest charges are generally tax deductible.